Expert Analysis of the RBA's rate decision

FundMonitors.com

July 2025

Following this Tuesday's decision by the Reserve Bank of Australia to keep the cash rate on hold at 3.85%, Chris Gosselin, CEO of FundMonitors.com, is joined once again by Nicholas Chaplin, Director and Portfolio Manager at Seed Funds Management, and Renny Ellis, Director & Head of Portfolio Management at Arculus Funds Management - both of whom correctly anticipated the outcome in last week's discussion, going against the grain of most economists and the money market.

In its post-meeting statement, the RBA reiterated that 'the outlook remains uncertain' - a phrase that has now appeared in every statement since late last year - and reaffirmed that 'inflation and full employment remain the board's priority.'

With that in mind, we're here to unpack the RBA's decision, the market's response, and what might lie ahead for monetary policy in the second half of the year.

If you haven't yet watched the previous video, where Nicholas and Renny shared their thoughts on what the RBA might do this week, click here to view it.