Established in 2016, Australian Secure Capital Fund Ltd (ASCF) is a Brisbane based fund manager operating three pooled mortgage investment funds: ASCF Premium Capital Fund, ASCF Select Income Fund and ASCF High Yield Fund. Unlike peer to peer lending, where investors will invest directly in a single loan, all investments in ASCF funds are spread across the entire pool of loans. This helps to minimise the impact of any losses incurred by a Fund. ASCF does not provide any construction or development funding to property developers.

Since inception; all investors have received their distribution payments on time and in full, all investor redemption requests have been met on time and in full, and no investor has ever suffered a realized loss of capital.

The primary focus of the Fund is investing in mortgage secured investments in Australian real property via its wholly-owned sub-trust known as the ASCF Investments Fund (Sub Fund). Funds are either advanced directly via the Sub Fund or indirectly via other funds, Special Purpose Vehicles (SPVs) or a related entity of the Trustee which provides loans. It will also invest in fixed income products such as corporate bonds and notes supported by mortgage secured investments.

The Fund is focused on identifying investment opportunities that provide a strong rate of return, in particular loans where banks are either unable (due to timing constraints) or unwilling to assist but which in the Fund Manager's opinion represent sound risks.

All loans, whether made directly or indirectly, will be secured by a first or second registered mortgage with a maximum overall Loan to Valuation Ratio (LVR) of 80%. Acceptable properties include vacant land, residential, commercial, retail or industrial properties, as well as development projects.