Fact Sheet
As at March 2024
As at March 2024
ASCF Premium Capital Fund
APIR: ASE0660AU
Manager Summary
Established in 2016, Australian Secure Capital Fund Ltd (ASCF) is a Brisbane based fund manager operating three pooled mortgage investment funds: ASCF Premium Capital Fund, ASCF Select Income Fund and ASCF High Yield Fund.
Unlike peer to peer lending, where investors will invest directly in a single loan, all investments in ASCF funds are spread across the entire pool of loans. This helps to minimise the impact of any losses incurred by a Fund.
Unlike peer to peer lending, where investors will invest directly in a single loan, all investments in ASCF funds are spread across the entire pool of loans. This helps to minimise the impact of any losses incurred by a Fund.
Strategy Summary
ASCF Premium Capital Fund provides medium term 1st mortgage loans to a maximum Loan to Valuation Ratio (LVR) of 70% for a maximum term of 24 months on residential and commercial property. Full valuations required on all loans. Borrowing rates are from 9.95% per annum. Pays investors between 6.10% - 7.75% per annum depending on their investment term.
Key Terms
| Status: | Open | Inception Date: | Mar 2020 |
| Strategy: | Private Debt/Mortgage | Style: | N/A |
| Geography: | Australia | Domicile: | Australia |
| Investors: | Retail | Min. Investment: | AU$ 5,000 |
| Distributions: | Monthly | Applications: | Daily |
| Fund Size: | AU$ 23.4648m | Management Fee: | N/A |
| Manager FUM: | AU$ 208.89m | Performance Fee: | N/A |
Key Statistics
| Fund | Index* | Fund | Index* | ||
| Mar 2024: | 0.57% | 1.12% | Sharpe1: | 9.23 | -0.51 |
| 1 Year: | 6.18% | 1.47% | Sortino1: | N/A | -0.67 |
| 3 Years1,2: | 5.44% | -1.29% | Best Month1: | 0.57% | 3.36% |
| 5 Years1,2: | N/A | N/A | Worst Month1: | 0.32% | -3.75% |
| Inception1,2: | 5.28% | -1.45% | Volatility1,2: | 0.18% | 5.75% |
| Up-Capture1: | 35% | N/A | Down-Capture1: | -36% | N/A |
General Notes
Performance shown is the aggregate return for all investors across all investment terms (3, 6, 12 and 24 months).
Redemption notice is 1-3 months depending on investment term.
Redemption notice is 1-3 months depending on investment term.
Cumulative Returns Fund Index
ASCF Premium Capital Fund - Cumulative Performance vs Bloomberg AusBond Composite 0+ Yr Index
Drawdowns Fund Index
Drawdown%
Fund Index
Quintile Ranking vs. Fixed Income - Debt Peer Group (48 funds) as at March 2024
1 Year
3 Year
5 Year
7 Year
ASCF Premium Capital Fund
RBA Cash Rate + 5%
Quintile Rankings display Key Performance Indicators (KPI's) against the fund's Peer Group. Each green square ranks the fund in one quintile (or 20%) of its peer group - five green squares indicate the fund is in the best quintile for each KPI. The performance of the peer group's underlying index is shown by a red dot.