Fact Sheet
As at January 2025
As at January 2025
ASCF High Yield Fund
APIR: ASE8386AU
Manager Summary
Established in 2016, Australian Secure Capital Fund Ltd (ASCF) is a Brisbane based fund manager operating three pooled mortgage investment funds: ASCF Premium Capital Fund, ASCF Select Income Fund and ASCF High Yield Fund.
Unlike peer to peer lending, where investors will invest directly in a single loan, all investments in ASCF funds are spread across the entire pool of loans. This helps to minimise the impact of any losses incurred by a Fund.
Unlike peer to peer lending, where investors will invest directly in a single loan, all investments in ASCF funds are spread across the entire pool of loans. This helps to minimise the impact of any losses incurred by a Fund.
Strategy Summary
ASCF High Yield Fund provides short term 1st and/or 2nd mortgage loans to a maximum Loan to Valuation Ratio (LVR) of 80% for a maximum term of 12 months on residential and commercial property. It does not require full valuations on loans <65% LVR. Borrowing rates are from 12% per annum on 1st mortgage loans and 16% per annum on 2nd mortgage/caveat loans. It pays investors between 6.50% - 7.75% per annum depending on their investment term.
Key Terms
| Status: | Open | Inception Date: | Mar 2017 |
| Strategy: | Private Debt/Mortgage | Style: | N/A |
| Geography: | Australia | Domicile: | Australia |
| Investors: | Retail | Min. Investment: | AU$ 5,000 |
| Distributions: | Monthly | Applications: | Daily |
| Fund Size: | AU$ 154.894m | Management Fee: | N/A |
| Manager FUM: | AU$ 271m | Performance Fee: | N/A |
Key Statistics
| Fund | Index* | Fund | Index* | ||
| Jan 2025: | 0.65% | 0.61% | Sharpe1: | 9.67 | 0.01 |
| 1 Year: | 7.83% | 2.91% | Sortino1: | N/A | -0.02 |
| 3 Years1,2: | 7.12% | -0.39% | Best Month1: | 1.02% | 3.36% |
| 5 Years1,2: | 7.45% | -0.61% | Worst Month1: | 0.35% | -3.75% |
| Inception1,2: | 8.14% | 1.72% | Volatility1,2: | 0.38% | 4.75% |
| Up-Capture1: | 63% | N/A | Down-Capture1: | -71% | N/A |
General Notes
Performance shown is the aggregate return for all investors across all investment terms (3, 6, 12 and 24 months). Redemption notice is 1-3 months depending on investment term.
Cumulative Returns Fund Index
ASCF High Yield Fund - Cumulative Performance vs Bloomberg AusBond Composite 0+ Yr Index
Drawdowns Fund Index
Drawdown%
Fund Index
Quintile Ranking vs. Real Estate Debt Peer Group (24 funds) as at January 2025
1 Year
3 Year
5 Year
7 Year
ASCF High Yield Fund
RBA Cash Rate + 3%
Quintile Rankings display Key Performance Indicators (KPI's) against the fund's Peer Group. Each green square ranks the fund in one quintile (or 20%) of its peer group - five green squares indicate the fund is in the best quintile for each KPI. The performance of the peer group's underlying index is shown by a red dot.